We Use Industry Leading Tactics That Permanently
Deletes Unwanted Items
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What Is A Good FICO Score?
One of the most well-known types of credit score are FICO Scores, created by the Fair Isaac Corporation. FICO Scores are used by many lenders, and often range from 300 to 850. Generally, a FICO Score above 670 is considered a good credit score on these models, and a score above 800 is usually perceived to be exceptional.
Fico’s 5 Credit Score Factors
- Payment history (35%)
- Amounts Owed (30%)
- Length of credit history (15%)
- New credit (10%)
- Credit mix (10%)
Why Having Great Credit Matters
Society is becoming increasingly dependent on using credit to make purchases and decisions.These days, good credit is used for more than just getting a credit card or a loan.More and more businesses are making the case that you must have good credit before they extend products or services to you.
- It Affects Where You Live & How Much You Pay
- It Affects What You Drive & Your Car Payment
- It Can Affect Your Job Search
- It Affects Your Ability to Start a Business
- It Affects Other Monthly Bills
How it works
1. Check
First, we analyze your credit reports and work with you to identify any questionable negative items hurting your score. We’ll build a custom game plan based on your unique situation.
2. Challenge
Next, we challenge the identified negatives with the bureaus and your creditors. If they can’t prove that the items are accurate, fair, and substantiated, they are required by law to remove them.
3. Change
When a negative item is removed from your credit, we briefly celebrate (sometimes with cake). Then, we get back to work, tackling the other questionable items still on your reports.
Our Features
- Charge-Off Removals
- Collection Removals
- Inquiry Removals
- Public Records Removals
Affiliate Partners
We Are a Customer-Focused, Results-Oriented Organization Committed to Developing Strong Relationships, Delivering Predictable Results and Teaching Innovative Credit and Credit Score Solutions. Contact now for affiliation inquires: support@stellarcredit.net
Testimonial
So happy I found Stellar Credit!
They’re extremely professional, responsive, and easy to work with which I really appreciate. It’s only been a couple weeks and I’m already seeing my credit score improve.
Beyond grateful!
Jasmine
Customer
Stellar credit turned my credit situation around completely in no time. They did everything they said they would. Very professional I highly recommend.
Starr
Customer
My experience with Stellar Credit was incredible! There is literally nothing they could have done better in fact I’m more than happy with the service and have already recommended their services to multiple people!
Thank you Stellar Credit !
Christian
Customer
Our Credit Repair Services
Repair Your Past
We work with the credit bureaus and your creditors to challenge the unfair or inaccurate negative report items that affect your credit score. We’ll ensure your credit history is up-to-date, accurate, and reflects you honestly. This can all help to fix your credit.
Monitor Your Present
We work with the credit bureaus and your creditors to challenge the unfair or inaccurate negative report items that affect your credit score. We’ll ensure your credit history is up-to-date, accurate, and reflects you honestly. This can all help to fix your credit.
Build Your Future
We work with the credit bureaus and your creditors to challenge the unfair or inaccurate negative report items that affect your credit score. We’ll ensure your credit history is up-to-date, accurate, and reflects you honestly. This can all help to fix your credit.
Our Pricing
Inquiry Removal for $397
Our inquiry removal service will remove all inquiries that are not associated with open active accounts.
Credit Wipe for $997
Our Credit Specialist will go to war for you, Disputing Negative reporting items that are on your credit report. These items include Charge-offs, Late payments,Collections, Student Loans, Child support and Bankruptcy.